Recharge any mobile, settle any bill, book travel, clear credit cards — and turn every payment into passive income through India's fastest-growing affiliate network.
Whether it's your prepaid recharge or a ₹1L credit card bill — do it here, and get rewarded.
Prepaid, postpaid & DTH — Jio, Airtel, Vi, BSNL, Tata Play and 20+ operators. Instant settle, guaranteed refund.
Recharge in 3 taps →Electricity, water, gas, broadband, insurance — 500+ billers, one dashboard.
Pay any bank's card bill — HDFC, ICICI, SBI, Axis, Amex — via UPI or netbanking.
Build a team, share your link, and earn passive commission on every transaction your network makes. Multi-tier, real-time.
Become an Ambassador →Flights, trains, buses, hotels — at the best fares with 24/7 support & instant refunds.
Every recurring payment you make — automated, tracked, and rewarded.
Sign up with mobile OTP. Complete KYC in under 60 seconds. No paperwork, no fees.
Recharge, pay bills, book travel — or share your ambassador link with friends & family.
Instant cashback on your payments. Weekly commission payouts on your team's activity.
Our multi-tier affiliate model rewards you on personal transactions, direct referrals, and your entire downline — with weekly automated payouts.
Adjust the sliders to see your potential monthly income.
"I started sharing my link on our society WhatsApp group. Six months later, I've built a network of 87 active users."
"UtillPay's dashboard is transparent — I can see every rupee I've earned and where it came from. That trust is everything."
"BBPS integration means I never miss a bill. And the cashback on my HDFC card payments adds up beautifully."
Can't find what you're looking for? Reach out at hello@utillpay.com
Yes — creating an account is 100% free. No hidden fees, no onboarding charges. You only pay for the services you use, at competitive rates.
You get a unique referral link. When people sign up and transact through your link, you earn a percentage of each transaction. You also earn from your team's team — up to 5 tiers deep.
Absolutely. UtillPay uses 256-bit encryption, is PCI-DSS compliant, ISO 27001 certified, and operates under RBI guidelines. Every transaction is BBPS-authorised.
All commissions are settled every Monday, directly to your bank account or UPI. There's no minimum payout threshold beyond ₹100.
Any bank — HDFC, ICICI, SBI, Axis, Kotak, Amex, IndusInd, and 40+ more. Simply enter your card number and pay via UPI or netbanking.
Yes — 24/7 support via chat, phone and email in Hindi, English and 6 regional languages. Ambassadors get a personal relationship manager.
Sign up today and get a ₹100 welcome bonus + zero fees on your first 5 transactions.